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How to Report a Stolen Car Anonymously? Here’s What You Need to Do

When you go back to the spot where you parked your automobile and discover that it isn’t there, it may be a very traumatic experience. You have not left it parked somewhere, given it to a friend, or had it taken away. Then what would have become of your automobile in that case? It has been stolen!

The theft of motor vehicles is one of the most common types of crime in the U.S, with thousands of vehicles being stolen each year. Approximately 873,080 motor vehicles were stolen in the year 2020. In the event that you are the victim of auto theft, it is in your best interest to notify the authorities as soon as possible and file a claim with your insurance company.

You are also required to notify the theft of your vehicle to the company that financed or leased the vehicle. It assures that there will be no legal difficulties and that the claim procedure will go smoothly.

In the following article, you will find all of the information you need on how to report a stolen car.

How To Report A Stolen Car

In the event that your automobile is stolen, it is imperative that you take prompt action in order to prevent undesirable outcomes. If you fail to notify the stolen automobile, you will be held responsible for any and all accidents that occur in the meantime. If you wait longer to report it missing, there is a lower chance that you will receive it back.

There are two important phases involved in the process of how to report a stolen car”. When you discover that someone has stolen your automobile, the first thing you should do is get in touch with the authorities. After then, you will be required to report the theft to a number of additional entities, one of which is your insurance company.

How To Report a Stolen Car To The Police?

In the event that someone steals your automobile, the first thing you should do is get in touch with the local authorities and file a complaint about the incident. Before filing a report with the authorities, your car insurance company would not accept your claim that your vehicle was stolen.

Be ready to offer information on whatever you know about the stolen automobile. You will be able to submit the complaint either over the phone or on the internet, depending on the police department.

You are required to provide the following information in full.

  • The number of the license plate of your vehicle
  • The year, make, and model of the automobile
  • Car’s color
  • Any distinguishing characteristics of the automobile
  • Vehicle Identification Number (VIN)
  • If your vehicle is equipped with a GPS device, which will make it much simpler for them to locate it.
  • Specifics on the last time you saw the automobile, including the date and time, are quite helpful.

How To Notify Your Insurance Provider About A Missing Or Stolen Vehicle

The next thing you need to do is contact your auto insurance provider and let them know that your vehicle has been stolen. There is no such thing as “stolen automobile insurance;” nevertheless, if you have comprehensive insurance on your vehicle, you will be covered in the event that it is stolen. If you have a comprehensive insurance policy on your vehicle, you will have complete coverage (less the amount of your deductible).

Even if you do not have a policy that covers theft and damage to your vehicle in its entirety, it is imperative that you notify the theft to your insurer. It will shield you from liability in the event that someone is injured or property is damaged while the automobile is not in your possession. Your insurance provider will want to know these specifics.

  • Your car’s description
  • The place where the automobile was last seen
  • A detailed inventory of all of the valuables in the vehicle when it was stolen
  • Where the other keys to the car may be found
  • If there is a title for the car, it would be helpful
  • Specifics on the financing or leasing company, if any

How To Report A Stolen Car To Your Leasing/Finance Company?

If the financing or leasing of your stolen vehicle was handled by a firm, you are required to report the incident to that company. Your insurer will make a claim payment to the firm that provided the financing or leasing, and you will no longer be liable for making payments.

A rapid claims process may be ensured when the insurance company and the company providing the financing or leasing are in direct contact with one another.

Should a Person Report to The Department Of Motor Vehicles (DMV) That His Automobile Was Stolen?

Rules for reporting thefts of vehicles might differ from state to state. In the event that your vehicle is stolen, you should contact the Department of Motor Vehicles (DMV) as soon as possible. Be prepared to provide proper documentation to demonstrate that you are not the owner of the car at this moment, including reports from the police and paperwork from the insurance company.

Does Theft Coverage Come Standard With Vehicle Insurance?

If you have comprehensive auto insurance, you have the option to make a claim with your insurance company if your vehicle is stolen. Because this is an optional kind of coverage, you will need to check your policy to be sure that you are covered. Always check with several insurance providers to find out which one offers the most affordable premiums for all-inclusive vehicle insurance policies.

Be aware that if you purchase a new policy, you will not be able to claim compensation for a loss that has already occurred.

What Are The Repercussions Of Driving A Vehicle Without Proper Insurance?

If you do not have auto insurance and your vehicle is stolen, you are completely out of luck. The majority of stolen automobiles are found within two to seven days, on average. If the car is not insured, your first step should be to call the local police station. The next step is to report the car to the DMV as stolen. The very last thing you need to do is look for an automobile by yourself.

Does Making A Report To The Police Affect Insurance In Any Way?

If you want your insurance claim for a stolen automobile to go through, you need to submit a complaint to the police. If your automobile is stolen, vandalized, or damaged by a hit-and-run motorist, the majority of insurance companies need a report from the local police department. If your insurer requests the police report and you are unable to provide it, they have the right to refuse your claim.

What Should You Do After Your Vehicle Has Been Recovered?

If your automobile got stolen but recovered, the first thing you should do is check to see if any of your personal goods were taken with it. Be aware that comprehensive insurance coverage will not reimburse you for any anything that is taken from your vehicle that does not belong to the car. In most cases, law enforcement officers will trace your automobile and get in touch with you within a span of two days.

The next step is to have a claims adjuster examine the vehicle to see whether or not it had any damage while it was stolen. If you have previously alerted them about the theft, then you won’t be responsible for the harm that has been caused.

Before acknowledging a loss on a stolen car, insurance companies would often need a waiting period of thirty days from the policyholder. In the event that the vehicle is financed or leased, the insurance company will make the payment directly to the leasing company. You may improve your negotiating position with your auto insurance by having a third party assess the condition of your vehicle.

The Bottom Line

If someone steals your automobile, you will need to report it to the police, your insurance company, and the Department of Motor Vehicles (DMV). Theft of a vehicle, on the other hand, is something that may be avoided. Read our article on how to install car security alarms.

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