Canceling progressive auto insurance is not that big of a deal. However, there are a few key points that you must keep in mind before taking this step. To cancel the policy, all you have to do is to inform your insurer that you no more need the policy.
Before you cancel your current policy, make sure you have another policy ready. Moreover, don’t forget to get a refund for the unused premiums and pay the cancelation fee as well, if it is applicable in your state.
Having said that, the progressive insurance cancellation process is not that lengthy, nor much difficult. Nevertheless, make sure you get another auto insurance policy, if you are planning to continue driving. If you don’t get another policy, you may be fined heavily and may be accused of driving illegally. Apart from that, the time until you get another insurance would be considered as a gap, which can lead to high premiums in the future.
Here is a systematic process to know how to cancel progressive auto insurance.
Here is a systematic process to cancel progressive auto insurance.
What you’ll need to cancel your progressive auto insurance?
Before we can continue explaining how you can carry forward the process of cancelation, we want to remind you to keep two major documents handy during the process. One is your driver’s license number, and the other one is your progressive insurance policy number.
This information is easily available on your previous premium bills or your insurance card. However, if it is not available, then you can call your insurer and ask them about all the details. All you will have to do is to give some of your details including, your name, birth date, social security number, and they will answer your query from their database.
Once you have all the information you need for how to cancel progressive auto insurance you can start with the procedure.
Steps you must take to ensure hassle-free progressive insurance cancelation
Make-Up your mind and look out for the details
If your policy is about to be renewed and you don’t wish to continue your progressive plan, then know there are three ways to do it.
First, directly go to the nearby office of your insurer in person. However, seeing the situation, if it isn’t possible, you can also get it done through a phone call. Moreover, even if a call is not suitable, do it online.
The good thing about progressive auto insurance is that you can cancel it anytime, even if your six-month period is not completed. Moreover, you will get a refund of the amount that you have paid but haven’t used yet.
As you decide and confirm your decision, you must move on to the second step.
Search new auto insurance policy and get the quotes
Before you confirm your cancelation, you must have another policy in your hand. It means that you must keep your search going for a suitable policy before you cancel the previous one.
There are two major losses to not having a policy. Firstly, it is illegal in some states to drive without a car insurance. Secondly, if you have a gap between two policies, it can either result in being fined heavily due to driving an uninsured car or you may have to pay higher premiums when you get your next insurance.
Keep your options open and ask for quotes from every company you think could have a suitable policy option for you. Understand the new policy thoroughly and put your step further to go on the next step.
Final cancellation of your progressive insurance
Once you have your new policy and you are ready to close your previous files with your former company, then use any three means stated above to move further. Either make a call, go to the company’s office in person, or do it online.
Once you receive a confirmation from the other side, you may have to pay a cancellation fee, if applicable. Moreover, if the former company owes you a refund of your unused premiums, check if the amount is right or not.
There could be numerous reasons for your decision to cancel your progressive auto insurance policy. If you plan to drive your car, then do follow all the steps mentioned above. However, if you are donating your car or have no further plans to drive again, then simply canceling your policy would be enough.
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